Crypto Update - Response to RS
A response to RS on my earlier Crypto post. Maybe the analogy is that long distance phone call rates is to Skype as national inter-bank networks are to Crypto
More issues
Super for housing, back again
The Grattan Institute is the latest to come out in favour of Super for Housing
Crypto Update: Ok maybe there's a real use now
I'm scared, maybe Crypto is real (Can actually outcompete TradFi interbank payment systems on cost)
Megalopolis (2024) Review [Spoilers]
Megalopolis (2024) is very good, but it's not a good movie. Spoilers ahead, but honestly, that doesn't matter for this film.
Insurance - How to think about buying it
This piece helps you understand how to buy insurance and what you should think about when you buy it. A rule of thumb: start by asking "Why not self insurance?"
Why Using Super for Housing will keep coming back
This post argues that super for housing will keep coming back as an idea.[1]
The key source of psychic distress is that young Australians cannot complete the life script that they (and others) believe that they should.[2]
This will focus the mind on the awkward financial portfolio that
P&O Sydney to Tangalooma Cruise Review
A four day cruise on P&O's Pacific Adventure is really a way for middle class people in high wage countries a chance to eat, drink and chill out in a zone of South-East Asian wages, without having to pay for/deal with flights.
Buying Life Insurance in Sep 2024 Sucks
This post documents what it was like to buy life insurance in Sep 2024. I explain why I bought $2.1m Life Cover + TPD (Own Occupation) on stepped premiums, with as much of it in Superannuation as possible, from OnePath via Lifebroker.
Citizens United was the best thing to happen to US soft power
Citizens United might turn into the most consequential US Supreme Court decision with regards to America's foreign relations.
Allowing unlimited money to be spent on independent political expenditure has created the greatest show on earth, “American Politics: The Show”.
People from around the world are increasingly tune in,
A progressive consumption tax can be implemented in Australia in 2024 with no new taxes
Introduction
Surprisingly little is written about progressive consumption taxes in Australia. Even when stuff is written, it often assumes the need for a new, elaborate method of implementation.
I outline how to do a progressive consumption tax in Australia with no new taxes. All you have to do is expand